Quick loan by the Internet - are they safe?

A quick loan will help you to improve your home budget, finance an upcoming wedding or communion, or go on holiday. When borrowing money from a bank, you have to reckon with a long period of verification of the customer's reliability, and a quick loan can reach the person concerned within 15 minutes.

How to check the credibility of a loan company?

The credibility of a loan company can be checked on the website of the Polish Financial Supervision Authority (KNF). The lender's website is also worth browsing. It should contain contact details (address or telephone number). The task of consultants in a reliable loan company is to provide answers to customers' questions about the repayment period and the possibility of extending the repayment period. It is also a good idea to contact the Credit Companies Association or check the information on the Internet forums. A credible lending company should have more supporters than its opponents, although in some cases it happens that competitors practice "black PR". You can also talk to friends or people who have already taken moments on the Internet.

How do I borrow online?

If someone needs an additional injection of cash for current expenses (e.g. repair of a car or electronic equipment), they can take out a loan via the Internet. The first amount of money that a customer can borrow is up to 1000 PLN. On the special calculators available on the loan company's website, it is worth calculating the expected repayment period. When you take a moment's notice online, you should register with the lender's system and then apply by sending the registration fee to the loan company's account. Usually the amount is 0.1 gr. If it is higher, it is worth checking the receivables of a non-banking company. After submitting the application and positive verification of data, the money is transferred to the customer's account. The whole procedure takes about 15-20 minutes.

What information do I need to provide when taking out a quick loan?

In order to take a moment's time over the Internet you need basic personal data: name, surname, PESEL number, mobile or landline phone number, bank account number. There are cases of non-banking companies that also need the address of the person who wants to borrow the money to verify it. The first loan can be taken out at the age of 21. You should also be a Polish citizen. Loan companies do not check how the client is employed.